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San Diego Insurance Fraud Lawyer

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This page was written, edited, reviewed & approved by Karren Kenney following our comprehensive editorial guidelines Karren Kenney, the Founding Partner, has 30+ years of legal experience as a criminal defense attorney.

by Karren Kenney / Last Updated: August 18, 2025

Enlist an Insurance Fraud Defense Lawyer

In general, the term “insurance fraud” means making any misrepresentation or omission of fact that relates to an insurance matter. Such a misrepresentation can pertain to a claim, a premium, or an application. Karren Kenney is an experienced criminal defense attorney who has made a name for herself by tenaciously representing clients in a variety of criminal matters. In her time working as a public defender, Ms. Kenney became familiar with the intricate issues that arise in white collar criminal cases, such as fraud, money laundering, and tax evasion. Let her apply that knowledge to your case.

Criminal Penalties for Insurance Fraud

In California, the Department of Insurance Fraud Division commonly investigates incidents related to automobile damage or theft, workers' compensation and health insurance, and commercial or residential property. Allegations of this offense can also arise from knowingly causing an automobile accident for the purpose of making an insurance claim, or making multiple insurance claims for the same injury. Additionally, the Department of Insurance Fraud Division pursues and prosecutes federal fraud charges, such as racketeering and mail fraud.

The charges for these types of crimes may range from a public offense to a felony. Depending on the circumstances, a conviction of insurance fraud may be punishable by imprisonment or a fine. In the most serious cases, a defendant can sustain a substantial prison sentence and a fine. If you happen to have any prior felony convictions, the penalty for this crime may be enhanced, potentially adding more time to your sentence. Also, a person found guilty of insurance fraud will be required to make restitution payments as determined by the court.

In any case involving charges of insurance fraud, the prosecution must show beyond a reasonable doubt that the defendant specifically intended to defraud an insurer. Thus, an attorney can help an accused person argue that he or she did not knowingly or willfully commit insurance fraud. If the inaccurate claim resulted from a simple mistake, the defendant will likely not face any criminal liability. It is important to have competent representation on your side to ensure that your rights are protected in any legal proceeding related to insurance fraud.

Insurance Fraud Defense Attorney Skilled in Mounting a Strong Defense

If you or someone you know has been charged with insurance fraud, contact criminal defense lawyer Karren Kenney. Ms. Kenney has achieved certification as a specialist in this area by the Association of Certified Fraud Examiner and the Association of Certified Fraud Specialists and has represented numerous clients facing prosecution in this area. With over 20 years of criminal defense experience, she will work hard to negotiate a dismissal or reduction of the charges against you. Throughout her legal career, Ms. Kenney has remained dedicated to defending individuals, never prosecuting cases. Before starting her private practice, she earned the title of Public Defender of the Year in recognition of the outstanding service that she provided to countless people facing criminal charges. From our office in Costa Mesa and San Diego, we represent clients throughout Southern California. Call (714) 418-4261 or contact us online for a free initial phone consultation.

Karren Kenney
Criminal Defense Lawyer
Karren Kenney, a dedicated criminal defense attorney, is renowned for her unwavering commitment to defending her clients' rights and freedom. Her impressive track record in the courtroom speaks volumes about her expertise. Exclusively practicing state and federal criminal defense, Karren approaches each case with diligence, persistence, passion, and strong principles. As an experienced and assertive trial attorney, she prioritizes thorough case preparation to ensure the best possible defense for those she represents.

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